Skip to content
Payments & Invoicing

Get paid faster.

Without chasing a single invoice.

83 days. That’s the trades industry average to collect payment after finishing a job. With digital invoicing, one-click payment links, and automated reminders, most residential jobs pay in under 7. Send invoices, collect deposits, and track everything from your dashboard. Stripe-powered, built for the trades.

The Problem

You finished the job. Now comes the hard part.

Getting the work done is your expertise. Getting paid? The trades industry averages 83 days to collect after a completed job. That gap funds your competitors, not your business.

You’re still writing invoices by hand
82% of contractors now face payment waits of 30 days or longer, nearly double from two years ago. The businesses getting paid fastest send a digital invoice with a one-click payment link before they leave the driveway. Paper invoices, Venmo requests, and verbal promises all share one trait: they’re easy to lose, easy to forget, and easy to ignore.
Customers take weeks to pay
The trades industry averages 83 days to collect payment after completing a job. That gap is a cash flow drain: you’re funding labor, materials, and overhead while waiting on money you already earned. Contractors who send digital invoices with embedded payment links and automated reminders collect most residential jobs in under 7 days.
No deposits means no-shows cost you real money
The average service call costs $85 to $150 in drive time, fuel, and labor before a single wrench turns. A no-show with no deposit means you absorb that loss with no recourse. A 25 to 50% deposit collected at booking filters out non-serious inquiries without losing real customers, and gives you a documented payment record if a dispute arises.
Your payment process looks amateur
The payment experience is the last touchpoint a customer has with your business. A branded digital invoice with itemized services and a one-click payment link says professional operation. A Venmo request that says “plumbing” says something else. The first customer leaves a 5-star review. The second isn’t sure they hired a real company.
How It Works

Professional invoicing in three taps.

Create, send, and track invoices from the same dashboard where you manage everything else.

Step 1

Send branded invoices

Create invoices in your dashboard with your logo, line items, and terms. Send via email or SMS in seconds.

Step 2

Collect deposits & payments

Require a deposit at booking or collect full payment after the job. Customers pay online with one click.

Step 3

Track everything

See what’s been paid, what’s outstanding, and who needs a nudge. Automated payment reminders do the chasing for you.

Features

Payments built for the field.

Every feature designed for how home service businesses actually work.

Stripe-powered payments

Accept credit cards, debit cards, and ACH transfers. Industry-standard processing, competitive rates.

Branded invoices

Professional invoices with your logo, itemized services, and custom payment terms.

Deposit collection

Require a deposit at booking to protect your schedule and reduce no-shows.

Automated payment reminders

Overdue invoices trigger automatic reminders via SMS and email. You never have to ask awkwardly.

Mobile payment links

Text a payment link from the job site. Customers pay from their phone before you’ve packed up the truck.

Revenue tracking

See total revenue, outstanding invoices, and average time-to-payment in your dashboard.

Pricing

Included in your plan.

See which plans include Payments & Invoicing.

Platform
$497/mo
Not included
Growth
$1,497/mo
Included
Scale
$2,997/mo
Included

Invoicing & payments are included in Growth and Scale plans. Standard Stripe processing fees apply.

FAQ

Common questions.

What payment methods can customers use?

Credit cards, debit cards, and ACH bank transfers via Stripe. ACH is significantly cheaper: 0.8% per transaction capped at $5, compared to 2.9% + 30 cents for card processing. For jobs over $500, giving customers an ACH option saves you real money at scale.

Can I require deposits at booking?

Yes. You can set a required deposit amount or percentage for any service. Customers pay online when they book. A 25 to 50% deposit at booking eliminates most no-shows, filters out window-shoppers, funds your material costs before the job starts, and gives you a documented payment record if a dispute arises.

Are there extra fees beyond Stripe’s rates?

No. Standard Stripe processing fees apply: 2.9% + 30 cents per transaction for cards, 0.8% capped at $5 for ACH bank transfers. 73 Labs does not add any additional fees on top of Stripe’s rates.

Can I send invoices from my phone?

Yes. Create and send invoices from the mobile dashboard, or text a payment link to the customer directly from the job site. Customers pay from their phone before you’ve packed up the truck.

How much faster do contractors get paid with online invoicing?

Significantly faster. The trades industry averages 83 days to collect payment on a completed job. Contractors who send digital invoices with embedded one-click payment links and automated reminders collect most residential jobs in under 7 days. The combination of instant delivery, a frictionless payment link, and an automated follow-up on day 3 is the fastest collection cycle available without a collections agency.

How do automated payment reminders work?

When an invoice goes unpaid past your payment terms, the system sends an automated reminder via SMS and email with a direct payment link. You control the timing and wording. The reminder goes out automatically. You never have to track unpaid invoices manually or make an awkward call asking for money you’re already owed.

What payment terms should I use for residential jobs?

For most residential home service jobs, due upon completion or net 3 to net 7 is the right call. Longer terms like net 30 belong on commercial accounts, not homeowners. Shorter terms combined with a one-click payment link sent immediately after the job get you paid fastest. The longer the gap between completion and invoice, the more likely the customer has mentally moved on and payment drags.

What is DSO and why does it matter for my cash flow?

DSO stands for Days Sales Outstanding: the average number of days between completing a job and receiving payment. The trades industry average DSO is 83 days. That gap means you’re fronting labor, materials, overhead, and payroll for nearly three months on money you’ve already earned. Digital invoicing with online payment, required deposits, and automated reminders is how residential service businesses bring DSO under 7 days and break the feast-or-famine cash flow cycle that stalls profitable businesses.

Get Started

Ready to get paid on time, every time?

Get a free audit and see how much faster you’d get paid with professional invoicing and automated reminders.

hello@73labs.io
Atlanta, Georgia